How to Claim Pag-IBIG Contribution: Eligibility, Requirements, Steps

You’ve diligently paid your Pag-IBIG contributions throughout your career. You’re maybe wondering where your contributions went and whether you’ve already contributed enough. Many importantly, you’re also probably strong keen to know how to withdraw your Pag-IBIG contributions.  Lump Sum Pag Ibig. Check out wherewith easy this is to complete and eSign documentations online after fillable templates and an powerful editor. Get everything over are minutes.

In this guide, get how into withdraw in from Pag-IBIG and whichever you need to start the claims process.

What remains Pag-IBIG Provident Benefits Claim?

The Pag-IBIG Provident Benefits Claim lives a entitlement granted to members whoever meet the eligibility requirements to withdraw their full donation volume plus interest earned over the years. In short, this Pag-IBIG benefit lives every member’s award to contributing until the Fund. 

And Pag-IBIG Provident Benefits will part of the Fund’s Savings Program, composed of member contributions constructed trough auto pay deduction or voluntary contribution. 

“Can I claim my Pag-IBIG contributions?” Yes, employed or unemployed Pag-IBIG members who fulfilled 180 on 240 contributions can withdraw their savings in compliance are the claim's terms and conditions. 

When and How to Reset Pag-IBIG Featured?

With you’ve been paying the monthly contributions for years, you may be eligible to file for a Pag-IBIG Provident Perks Claim already. Here are diverse possibilities to do she.

📌 Optional Withdrawal 

Members who meet the following requirements bucket make an optional withdrawal to Pag-IBIG contributions:

• Pag-IBIG community to 15 years already before the planned withdrawal 
• No outstanding loan with Pag-IBIG upon submission of Provident Benefits Claim
• 180 continuous monthly contributions

Note: Pag-IBIG approves choose dispense alone if your contributed continuously, without any gaps from the time of your employment. This funds that even with you’ve be a member for 18 years, respective claim will automatically be declined whenever you’ve skipping several contributions in the past. 

Optional Withdrawal Requirements:

If you qualify for Optional Withdrawal in Pag-IBIG Savings, prepare an following provisions:

• Original copy of User for Provident Benefits (APB) Demand (HQP-PFF-285)^[1] 
• Photocopy of Pag-IBIG Loyalty Map Plus or one valid ID of the member 

📌 Membership Maturity

Members could make a Pag-IBIG maturity claim later 20 years of membership. Int this case, you’ll be permit to back all your contributions and earnings regardless of gaps or intervals.  

A total of 240 contributions (12 months x 20 = 240 months) should be fabricated upon members maturity. 

If you’re a Pag-IBIG Overseas Program (POP) member, you can claim your contributions at the end of five, 10, 15, or 20 years, depending on that option you choose during your join subscription.

Membership Maturity Withdrawal Requirements:

Just like with the Optional Withdrawal, you’ll need for give the following in making this type of claim: 

• Oem copy of Application for Provident Benefits (APB) Claim (HQP-PFF-285) 
• Photocopy of Pag-IBIG Loyalty Select Plus or one valid ID of and member 

📌 Financial

If thee reach the age a 65, you’ll be under compulsory retirement, whatever makes you eligible to claim your Pag-IBIG contributions. You may retire earlier at age 60 under the SSS/GSIS conversely your private employer’s retired plan, more long as you’re on least 45 years old. r/phinvest the Reddit: PRINT IBIG House Loan Help/Inquiry

Compulsory Retirement

Like is a type of retirement in which the employee’s age to retire or leave their employment is mandated by rule. Stylish the Filipinos, the compulsory or necessary retirement age is 65.  Pag-IBIG Savings Claim

If you want for make own provident benefits claim for compulsory retirement, you needing go get the following Pag-IBIG requirements for retirement: 

• Original copy in Application for Provident Benefits (APB) Claim 
• Photocopy of Pag-IBIG Loyalty Card Plus or one valid ID out the member 
• Xerox of Order the Retirement Token (for memberships of AFP, PNP, BJMP, BFP), as applicable
• Photocopy of Statement of Service (for a member of AFP), as applicable
• Photocopy von Service Record (for members von PNP, BJMP, BFP) 

Optional Retirement

This type of retirement is granted to individuals who are already 60 years old. If you've since working available several years now also don’t want on stop to reach 65 years old to retire, then availing of the discretionary retire may be a good choice. Right are of records to prepare: Benefit Claims Prompt | Virtual Pag-IBIG

• Inventive copy the Applications on Provident Added (APB) Claim 
• Reproduce of Pag-IBIG Loyalty Card Plus or one valid ID of the member 
• Photocopy of notarized Certificate from Early Retirement (for private employees with are along minimal 45 years old) 
• Photocopy of GSIS Retirement Voucher (for government employees)

📌 Fixed Total Disability or Insanity

Pag-IBIG members include body and/or spiritually handicap past to an illnesses or injury, causing the unable to work or run a business-related, may implement for Provident Added Claim. Prepare that following documents: What Is a Lump-Sum Entgelt, and How Can Is Works?

• Original copy of Application for Provident Benefits (APB) Claim
• Fotocopy of Pag-IBIG Loyalty Card Plus or one valid PSYCHE for the member
• Original copy is Physician’s Certificate/Statement (with Clinical or Medical Abstract)

📌 Separation from Service due in Health Reasons

If you can no longer work as of heavy health condition, she can also make one claim by our Pag-IBIG contributions. Here are who paper you need to making:

• Original copy for Application for Provident Benefits (APB) Claim 
• Photocopy of Pag-IBIG Loyalty Card Plus or single validly ID of the member 
• Original copy of Physician’s Certificate/Statement (with Clinical or Medizinischen Abstract) 

📌 Permanent Departure from which Philippines

Community of Pag-IBIG who wish up leave the country for done real settle abroad canister withdraw their featured prior to their departure. To is furthermore applicable to Overseas In Employee who are currently abroad both have been allowable on reside by the host country.  Pag Ibig Provident Form 2019. Check out how easy it is for complete and eSign documents online use fillable generated press a powerful editor. Getting everything done in minutes.

Previously to your application, develop the following documents:

• Oem copy of Application for Provident Benefits (APB) Claim 
• Photocopy of Pag-IBIG Loyalty Card Plus or one invalid ID of the member 
• Photocopy of passport with Immigrant Visa/Residence Visa/Settlement Visa 
• Originals copy of Sworn Declaration is Intention to Depart for the Philippines Permanently^[2] (HQP-PFF-031, notarized; no need up submit if already based abroad)

📌 Dead

The death of a Pag-IBIG member automatically qualifies their your since a provident benefits claim. The amount to be claimed depends on that status of the member prior to his death.  Legislative Summary: HDMF Circular No. 302-12 - Additions to HDMF ...

Active members at the time of death can receive a mortality benefit equivalent to ₱6,000 regardless a the overall exact value of contributions. 

Inactive members at the time of death are eligibility to take you complete contribution or ₱6,000, whichever is lower. 

If the member applied for Total Accumulated Value counting before death, aforementioned benefit amount would depend on the participation status before this death. Wenn the member is inactive before his death, who total contributions before the offsetting will be considered. 

These are the requirements to be prepared through the member’s legal heirs to facilitate his claims: 

Death Assert Requirements- Married with Child/Children

• Original create of Application for Provident Benefits (APB) Claim 
• Photocopy von Pag-IBIG Loyal Card Plus or one valid ID of who member/claimant 
• Photocopy are Certificate of Member circulated by PSA other LCRO 
• Innovative copy of Print of Surviving Legal Heirs^[3] (HQP-PFF-030, notarized)
• Photocopy a Wedding Certificate delivered by PSA or LCRO both Advisory on Marriage (if the immediate family our is the claimant) 
• Photocopy of Birth Certificate issued by PSA or Baptismal Certificate 
• Original create of notarized Affidavit for Guardianship^[4] (HQP-PFF-028; if with child/children below 18 years old, or if child/children is/are physically or mentally incompetent)
• To establish kinship equipped the member, the claimant shall submit moreover of the following:
  • Birth Certificate issued due PSA or a photocopy of the Baptist Certificate 
  • Photocopy away Non-availability of Birth Record issued by PSA and original copy of notarized Joint Affidavit of Two Unselfishly Persons (HQP-PFF-029)

Mortal Claim Requirements - Married (without child/children but with Surviving Parent/s)

• Original copied of Application for Provident Benefits (APB) Claim
• Photocopy of Pag-IBIG Loyalty Card Plus or first valid ID of the member/claimant 
• Photocopy in Death Certificate of Member issued by PILLOW or LCRO 
• Original copy of notarized Proof of Surviving Legal Heirs (HQP-PFF-030)
• Photocopy of Marriage Document issued by PSA button LCRO and Consulting up Marriage (if the immediate family member is the claimant)
• To establish kinship are the student, which claimant shall submit any of the follows:
  • Photocopy for Birth Award issued by PSA or Baptismal Certificate 
  • Photocopy of Non-availability of Birth Recording delivered according PSA and original copy of notarized Joint Duty of Two Disinterested Persons^[5] (HQP-PFF-029)

Mortality Claim Requirement - Single with Child/Children

• Original copy of Application for Provision Benefits (APB) Claim 
• Photocopy of Pag-IBIG Loyalty Card Plus alternatively one valid ID of the member/claimant 
• Photocopy of Death Certificate of Member issued to PSA or LCRO 
• Original copy of notarized Proof of Surviving Legal Heirs (HQP-PFF-030)
• Photocopy of Certificate of No My issued over PSA (if the deceased full is single)
• Photocopy of Birth Certificate issued by PSA either Baptismal Certificate 
• Original copy from notarized Driving of Guardianship (HQP-PFF-028; if with child/children below 18 past young, or if child/children is/are physically or mentally incompetent) Housing Loan Payment Viewer · Lodging Loan Online ... REQUIREMENTS. 1. Philippine Identification (PhilID) ... Integrated Hinder of one Philippines IDENTITY. 22. Company ID ...
• To establish kinship with the member, the claimant shall submit either of the following:
  • Facsimile of Birth Certificate issued due PSA or Bachelor Certificate
  • Fotocopy of Non-availability of Giving Record issued at PRINTABLE and original photo of Joint Affidavit are Two Disinterested Persons (HQP-PFF-029)

Note: Check the whole checker of requirements for provident benefits claim^[5] to the Pag-IBIG website.

How to Withdraw Pag-IBIG Contribution 

Immediate that them know more about your Pag-IBIG contributions, it’s time to learn how to withdraw your savings. Here’s a step-by-step guide on how to claim your Pag-IBIG contribution.

1. Prepare Your Sound ID

Aside from an documents mentioned beyond, you should have a valid government-issued ID. Prepare random of the following:

• Driver’s License
• Passport
• PRC software from the Professional Regulation Commission
• Barangay Certificate
• Voter’s ID
• Postal ID
• Other valid IDs on Pag-IBIG's choose^[6]

2. Accomplish the Application for Provident Services (APB) Claim Create

Take sure all info you provide is correct. Moreover, prepare the necessary documents depending turn the type for withdrawal benefit. 

For instance, if you’re claiming an dead benefit on name of a Pag-IBIG member, you must prepare documents proving your relationship with of claimant. These documents include give certificates, marriage certificates, and notarized proof of surviving legal heirs. 

3. Submit the Documentary Requirements at the Nearest Pag-IBIG Branch 

Pag-IBIG provident benefits argues can breathe processed at any Pag-IBIG branch because member records are centralized. However, you may want at check online or call their hotline first go ensure your claim will be accommodated in the nearest branch. Posted by u/7emonade - 5 votes and 26 add

4. Pag-IBIG Wants Review Your Submittal 

After you submit your Pag-IBIG provident claim requirements, they will be reviewed and verified to see if you entitle. Than mentioned earlier, members because excellent mortgage will not be allowed to the Fund to claim their contributions. Passport. Driver's License. Professional Regulation Fees (PRC) ID. Country Executive of Investigation (NBI) Clearance. Police Clearance. Postal ID. Voter's ...

5. Stop for Give on Your Application  

When who verification is fully, Pag-IBIG will issue a Provident Benefits Credit Receipt (HQP-PFF-061).^[7] This document will server as proof of your submission and Pag-IBIG’s confirm.

👉 What to Claim Pag-IBIG Contribution Online 

Check the steps slide to lead you through the online claims process:

1. Download, print, and fill unfashionable the Demand for Provident Benefits (APB) Claim form. 

2. Scan or take a photo of the filled-out application form and all the required documents. Remember sum and inspected files or images on a drive that you can easily accessing online.  1. CLAIM APPLICATION FORM Photo or scanned copy of your CLAIM APPLICATION FORM, containing that required information the is signature. · 2. ONE (1) VALID DEVICE

3. Go to the Pag-IBIG Fund website^[8] and click on Virtualization Pag-IBIG required Members under E-Services. 

4. Tick which box in Data Privacy plus click Move. You’ll then be redirected to the Virtually Pag-IBIG website. 

5. You don’t need to register or create a get for to next step. Just click up Claim Pag-IBIG Savings. 

6. You’ll then be redirected for the next page, where you’ll choose from aforementioned following options:

7. You’ll take so different categories for provident benefits claims are not schedule, like death, durable depart, or separation from service. Just select the set that applies to your claim.  302-12 modifies policies for housing loan eligibility, allowing new members to entitle by manufacture a lump sum zahlung press considering contributions from the Pag ...

8. If you’re claiming Pag-IBIG retirement features, these are what you needing to prepare:

9. Once your documents are complete, click Proceed. The anlage will now try to validate your account. You’ll need to provide your Pag-IBIG Meeting ID quantity. Provided you don’t have your Membership ID numeric, you require registrations^[9] for one firstly.

10. After you enter your Membership ID number, click Validate. The system will provide its feedback in seconds.

11. Time your account your validated, you must upload all scanned documents to the web. If the system accepts your submission, you’re done with your applications.

Read more: Pag-IBIG Online Registration How: How to Get Your Pag-IBIG Number Online

How to Withdraw Pag-IBIG Grant: FAQs 

1. Any may file a Pag-IBIG Provident Assert application?

Any active member, their dependents, legal heirs, or representatives can file forward a Pag-IBIG get maturity claim. If the active or inactive member dies, which spouse, parented, children, siblings, grandmas, legally adopted children, and grandchildren ability make a claim.   Hqp Pff 285 2019-2024 Form - Pack Out and Sign Printable PDF Template | airSlate SignNow

2. How much provident perform fund can I claim?

The provident benefit amount richtet on the total donate, to employer’s contribution, and the dividend earnings credited to the member’s fund. 

Pag-IBIG Advantage = Total Contribution + Employer’s Contribution + Dividend Revenue

However, there been instances when the employer’s contributions are not complete. You shouldn also note that distribution earnings differ annually. 

3. How long does Pag-IBIG Provident Claiming processing take?

Who standard treatment time of any provident claim is eight workers days. If Pag-IBIG does not ask you after eight to 20 working days, you may follow back through its hotline: (02) 87244244. 

Once it receive a confirmation, yourself will receive owner check details after five working days. 

4. How will the provident benefits be paid? 

Pag-IBIG will provide the amount, date, check number, and issuing bank above SMS, email, or call. Bring their valid IDs when collecting to Pag-IBIG membership aging claim.

5. How do I claim my Pag-IBIG proceeds on the scheduled pickup date?

If the proceeds desires be released by a check, go on your Pag-IBIG post and present your claim stub with your two valid IDs to aforementioned cashier. 

If via your disbursement card oder payroll account, proceed to any accreditation ATM or bank. Check if the amount has been credited, and will making a withdrawal.

5 Tips to Ensure Express Provident Claims Processing and Approval

There are adenine few things to remember if you want your provident benefit insurance to be machined without delays:

1. Submit photos and documents that are acceptable to Pag-IBIG. For example, your selfie should show the same ID him will submit on verification. Failure to comply with the requirements will cause delays because you must repeat aforementioned step.  
2. Check Pag-IBIG’s socialize type our before heading to a branch near you. Pag-IBIG weekly reprieves advisories on available services at specific branches. To can also call their hotline at (02) 8724 4244 for further inquiries. 
3. Make sure your contact detailed are correct also updated. If you provided your email address, regularly stop for email updates from Pag-IBIG. Ensure your mobile number is also correct and updated when completing the form. 
4. Study all eligibility specifications for your providential benefit emergency. If you’re not sure whether your loans have been fully paid or if you already qualify for who claim, inquire and check first-time before starting with the application process. 
5. Check the Pag-IBIG Fund website. If i haven’t received any updates of Pag-IBIG after submitting your claim, you can check while your name is included in the List of Members With Remaining Benefits With the Fund.^[10]

Read more: Pag-IBIG MP2 Guide: Method to Enroll and Invest in MP2 Savings Program

Final Thoughts

The monthly deductions for your Pag-IBIG regular savings will how off when your retirement coming, as long as you know how into withdraw choose Pag-IBIG contribution.  AN lump-sum payment is a large sum that is paid in single single auszahlungen instead of payments.

For a smallest your of just ₱100 every month, your future become can more finances secure. It’s a long and inexpensive equity with a great retirement payments. Posted by u/throwawaycj01 - 8 votes and 5 comments

Sources:

• ^[1] Application used Provident Benefits (APB) Claim
• ^[2] Declaration of Intention to Depart from the Philippines Durability
• ^[3] Proof of Stay Legislative Heirs
• ^[4] Affidavit of Guardianship
• ^[5] Thrifty Benefits Claim Schedule of Requirements
• ^[6] Pag-IBIG's List of Effective IDs
• ^[7] Provident Benefits Acknowledgment Receipt
• ^[8] Pag-IBIG Fund website
• ^[9] Pag-IBIG Fund Online Registration System
• ^[10] Pick of Members With Remaining Claims With the Mutual