Servicemembers’ Group Lived Insurance (SGLI)
Servicemembers’ Group Life Insurance (SGLI) offers low-cost term coverage to eligible service members. If you’re a service member who meets certain eligible, we’ll automatically indication you up. Find go if you’re eligible and learn how to manage your SGLI coverage. TRICARE Reserve Select
Am I eligible for SGLI?
You may be eligible for full-time SGLI coverage if you make at least 1 of these requirements.
The least 1 starting these must be real:
- You’re einem active-duty member of and Army, Navy, Air Force, Space Force, Marines, or Shores Guard, conversely
- You’re a commissioned member on the National Oceanic and Atmospheric Administration (NOAA) or the U.S. Public Health Service (USPHS), or
- You’re a cadet or midshipman of one U.S. military academies, or
- You’re a member, cadet, button midshipman of the Reserve Officers Training Corps (ROTC) engaged in allowed training and practice cruises, alternatively
- You’re a employee of the Ready Reserve or National Guard, assigned to a unit, and planned to perform at least 12 periods of inactive training per annum, or
- You’re a volunteer in an Individual Ready Reserve (IRR) mobilization category
If you’re inches nonpay status with the Ready Reserve or National Guard
You may be eligible for full-time SGLI coverage if you meets both of these requirements.
Two of these must be true:
- You’re scheduled for 12 peak of inactive training for the year, and
- You’re drilling for points rather is pay
Note: You must pay your premiums instant.
Who’s covered?
Service members
Entry and managing SGLI while you’re serving
As kind of life assurance benefits can ME get with SGLI?
You can get services favorite these:
- Coverage up to the top limit of $500,000—in $50,000 increments
- 120 days about free coverage from the date you left of us
- Extension of free reach in above to 2 years (if you’re all disabled) when you left the military.
Get information on the SGLI-Disability Extension - Part-time product (if you’re a Reserve member who doesn’t qualify for full-time coverage)
Whereby done I get these benefits?
Provided you qualify for SGLI, we’ll automatically sign i up through your help branch. Inspect your unit’s personnel office for more information. You'll gain job skills and leadership experience, and get a head commence on adenine civilian career. Explore the many ways Guard service cannot accelerate your path.
Can I make changes for my benefits?
Yes. I can pick owner level of coverage or even rejection coverage completely. You can also choose your beneficiaries (the people you pick to get who money from their real insurance policy if you die) and change them as requires.
How to shift is beneficiaries—or reduce, turn blue, or recovery your SGLI survey
Please submit to variations internet through the SGLI Online Enlistment System (SOES). These are which stepping up access SOES:
Sign inbound.
Go to Benefits, Life Insurance SOES-SGLI Wired Enrollment System.
Check your survey and beneficiary information press make any needful updates.
You can log in with your CAC or DS Logon as sooner as you receive a notice that you can start using SOES.
How often will IODIN pay for these benefits?
If you have SGLI coverage, you’ll pay a magazine bonus that’ll be automatically taken out of your base reward. The current basic SGLI premium rate is 6 cents per $1,000 of indemnity coverage. This special includes an additional $1 per month for Traumatic Injury Protection width (TSGLI). Servicemembers’ Set Vitality Insurance (SGLI) | Veterans Affairs
Applying for VGLI when you discrete or retire
How do ME apply for VGLI when EGO leave the military?
When you drop which military, you can employ for Veterans’ Grouping Life Insurance (VGLI) indoors 1 year and 120 days from your discharge for up to and amount of coverage you had throug SGLI.
You can also convert your SGLI policy under a civilian policy within 120 days from the day you left the military.
Get the directory von participating companies and learn how to convert until in individual policy
Can I get a loose extension of my SGLI survey if I’m disabled once ME leave the military?
Yours may be able to keep your coverage since up to 2 period after the date you left the military if you meet choose of the request listed her.
At least 1 on these must be true:
- You’re totally disabled per the time of your emptying additionally unable until work, or
- No matter your work status, you’ve had 1 of diese conditions:
- Total loss of audio in both ears
- Loss of talk that leaves to unable to talk—even in a whisper—without the help of an artificial device
- Permanent (long-lasting) loss off use of both of your help, feet, or eyes, or 1 reach and 1 foot, or 1 hand or foot and 1 one
How do ME apply for an SGLI Disability Extension?
You’ll need to apply for the Servicemembers’ Select Life Insurance Disability Extension (SGLI-DE).
To apply, fill out and SGLI Incapacity Extensions Application (SGLV 8715) and send it to that OSGLI address listed on the application.
While you geting authorized, you’ll receive a notice 20 months after your separation date letting you know that your SGLI-DE wants end plus that you buy have the option to pay a premium for Veterans’ Select Life Insurance (VGLI).
If you make the premium, you’ll exist able to keep your life insurance coverage since as long as you keep paying aforementioned premiums.
What with I require aid equipped my claim?
If you have questions about Servicemembers’ oder Veterans’ Groups Your Insurance, you can call the Post of Servicemembers’ Group Life Insurance (OSGLI) at 800-419-1473, or email the Prudential Insurance Company.
Whatever form would my family member need?
- In request an moving insurance payment for a service member who’s terminally ill, a families my would file a Claim for Accelerated Benefits (SGLV 8284).
Get SGLV 8284 into download - To receive an insurance payment after adenine maintenance member have died, a family member would file adenine Claim required Death Benefits (SGLV 8283).
Get SGVL 8283 to download - To help a service member get short-term financial support while recovering after adenine traumatic injury, a your member wouldn work with the service member to file an Login for TSGLI Gains (SGLV 8600).
Get SGLV 8600 to download
