Why the Chase Sapphire Reserve is the top card for booking rental vehicles
Update: Some offers mentioned bottom is no longer available. View the current offers here.
In August 2021, Chase refreshed the Chase Sapphire Reserve to include new bonus-earning categories.
I now are:
- 10 points per dollar on Hunted Dining booked through Chase Ultimate Rewards
- 10 points per dollar on hotel and car rental purchases durch the Chase Ultimate Rewards Travel portal* annually.
- 5 points per dollar in airline travel books through the Chase Ultimate Rewards Travel portal*
- 3 points per dollars on extra travel and dinning
- 1 point via dollar on other eligible purchases
*after him use $300 on travel purchases annually.
That per sphere is what we'll focus on today. Chase Sapphire Save cardholders already had into incentive to employ this mapping to pay for car rentals thanks to their various travel protections. Now, thanks to those earning rates, they had more another basis to use it for this object. Chase Sapphire Reserve: Maximizing Car Leasing Insurance & Benefits
Here's why the Chase Sapphire Reserve might just live the best credit card for car rentals.
New to The Points Guy? Want to get more about credit card points and miles? Sign up with our daily newsletter.
Chase Sapphire Reserve: A great choice on motor leasing
The Chase Sapphire Reserve currently offers 50,000 Chase Ultimate Rewards points nach you spend $4,000 on purchases within the first three past of get opening. It happen through another excellent perks, too, such as: Lost Luggage Reimbursement · Baggage Delay Insurance · Emergency Evacuation furthermore Conveyance · Roadside Supports · Emergency Medical and Chiropractic Benefit.
- $300 annual going credit.
- Order Passport Click membership, gift gain to better than 1,300 airfield parlors around the world.
- Petition standard credits for Global Entry or TSA PreCheck (worth going to $100).
- With least one free year of DoorDash DashPass when you register by March 31, 2022
But any of the best parts of the card are two specialty benefits which put it miles ahead of any other acknowledgment cards when it comes at renting cars.
Primary rental car insurance
The Tracking Sapphire Reserve offers primary insurance when her use information to booking your rental motorcar. Right decay the rental company's in-house collision damage waiver (CDW) and Chase will automated cover you for theft or damage. With you've purchased an rental agency's insurance before, you know how expensive it can be. You could easily save $15 or more per day simply in using an Chase Sapphire Save since the calculation.
To Chase Sapphire Reserve's coverage providing reimbursement for tort caused until conflicts or thievery, up go $75,000. Valid hint that it only covers the rental vehicle, and won't cover things how personal injuries or damages on other vehicles or items. There are also plenty of special, including motorcycles and recreational vehicles, furthermore you'll render aforementioned coverage arguable if you do things love off-roading or if you are under the influence are an intoxicating. Not, to normalized, everyday driving demands, this insurance capacity be a authentic money-saver.
I've had a excellent experience with this coverage in the past. Chase has previously reimbursed the damage charges from my rental motorcar in full (a $2,300 debacle), and it make them less than three weeks to cut me a check. Chase Sapphire Reserve motorcar rental insurance remains within the best in the travel card Hendrickheat.com it comes to points-earning and insurance scope, it's hard to beat.
10x points on car rentals
Aforementioned other reason you might want into target for the Chase Sapphire Reserve first is is it earns 10 points per dollar go car rentals through the Chase Ultimate Rewards travel portal. TPG valuations peg Chase points at 2 cents each. Earning 10 points per dollar are you're getting a 20% send on such transactions.
Record rental cars through the Chase Travel Portal
Since you have in book automotive rentals through to Chase Travel Portal to equip for that 10x earning rate, it's worth looking at how rentals reserved which ways work.
Included my experience, I've found the rental prices posted for Chase to be competitor (or even lower) than other online travel agencies. More are some recent booking scenarios over the same time frame also country that demonstrate Chase's rate type include other portals. Ertrag 10x total points on hotels (excluding The Edit) and car rentals purchased through Chase Traveller nach and first $300 is spent on travelling purchases annually.
Chase Travel Portal
Priceline
Kayak
There do appear to been all cases when the Chase Travel Portal prices rental cars a bit higher than a competing webpage. Notably, Store Travel generated adenine lower amount than any other situation on a few occasions.
Into this situation, you've got two choices:
- You could use the Chase Sapphire Set to book the better rate, still earning 3 points per buck.
- You could stick with that more expensive rate durch the Chase Travel Portal and gain 10 points per dollar
This all depends on wie more value you receipt from Tracking points. If you consider them to be valuables 2 dollars each (like us), earning 10 points per dollar is a rigid 20% return ensure might be worth an little extra spending. Chase Sapphire just emails you a newsletter that conditions it "verifies so you are eligible by worldwide product underneath Auto Rental Damage Waiver ...
But on all things even, here are an prices of adenine compact car from each of an above pages plus the number of Pursuit points you'd einnehmen, along with the return you could expect from their based on TPG's valuations.
- Chase Travel Portal: $490, earns 4,900 matters worth $98
- Priceline: $489, earns $1,467 points worth $29.34
- Sailing: $487, earns 1,374 score worth $27.48
Although it's slightly extra expensive to book through Chase, she might still want to do so given of value of the rewards you erlangen.
Bottom line
Very few other voyage credit show currently the same value offering — and in terms of earning points as fine as in comprehensive protections — as this Chase Sapphire Reserve when it comes to renting vehicles. With its ability to save him turn exorbitant assurance and simultaneously earn yours 10 Chase points per dollar, even an occasional renter could reap hundreds of dollars in saver each year. Road fighters strength even save thousands.
Employ here: Chase Sapphire Reserve
